Florida general liability
Foundational liability protection for the business
General liability addresses third-party bodily injury and property damage tied to business operations, premises, and completed work. Request a review that fits your industry and contracts.
What this coverage generally addresses
- Third-party bodily injury and property damage
- Products and completed operations
- Personal and advertising injury
- Legal defense within policy terms
Common coverage considerations
- Per-occurrence and aggregate limits
- Additional insured endorsements for contracts
- Waiver of subrogation where required
- Industry-specific exclusions
Who may need it
- Contractors and trades
- Retailers and service businesses
- Anyone signing contracts with insurance requirements
Florida-specific considerations
- Certificate and additional-insured requirements are common in Florida contracting
- Some trades require specific endorsements
Watch for
Common mistakes or gaps
- Limits too low for contract requirements
- Missing required additional insureds
- Wrong class code / description of operations
FAQ
Frequently asked questions
Related coverage
Often reviewed together
This page is general information only and is not legal, financial, tax, or insurance advice. Coverage may help. Availability varies. Policy terms differ. Coverage is subject to underwriting. Exclusions and limits apply. An insurance professional can review your situation.
Ready when you are
Ready to review this coverage?
Share a few basics and an insurance professional will follow up to discuss options.
No obligation. Submitting a request does not bind, issue, change, or cancel insurance coverage.